Theta Media Group, Inc (TMG) consists of Theta Sound Studio, Theta Pro Video, Theta Type & Design, and the publication of the newspaper Wants & Needs. Juan Carlos is an associate degree student from Hubbard College of Administration. He has been working with us on our financial planning.  He has taken me from having backlogs and operating on incomplete data to having my check registers up to date, my filing done, using allocation and set aside forms, graphs and having financial planning meetings with my husband, who is the Executive Director (ED). Most of all Juan Carlos has started us on the path of L. Ron Hubbard Finance Technology.  Prior to this, I had vague concepts of how it worked but could not see how to implement it in our system or how to even start.  He has trained me and walked me through the various steps.  He even created Excel forms that I can use and grow with.  He made it simple and effective.  He has spent many hours with us and we value his time. Juan Carlos also trained my husband as the ED, as to financial planning meetings.  He sat with us while we worked out our Financial Planning Program No.1, which is a program for carefully planned financial handling to result in an organization which is not only solvent, but expanding on a sound gradient scale, and compared it to our average income, which was not a pleasant thing to do.  But we came out better knowing where we really stand. Juan Carlos worked out with us our Cash/Bills graph and even created the form for us to use. This has been a long-time missing operating basis for us and now we are on the right track.  We can see how this will give us better control over our finances and life. Juan Carlos has not only been very helpful but also very knowledgeable in making it safe for us to learn.  He can even make finances fun!  He is a great product of Hubbard College of Administration. Thank you very much! Cyndie Tobin Theta Media Group, Inc. Apprentice Juan Carlos Ramos Paulino, who is a Dominican student from Santo Domingo is on the associate degree program at the Hubbard College of Administration (HCA), Los Angeles, CA.  The HCA is a self-paced business school that offers an exceptional business administration curriculum, unique learning technology, life-changing apprenticeships and internships, assistance with job placement and a lifetime warranty for students.  He is currently in the process of completing the final documentation of the “Financial Planning” apprenticeship.